Practical Legal Guide: Essential Steps After a Traffic Accident in Peru
Traffic Code, SOAT Insurance Law, and Civil Code (Art. 1970 strict liability).
SOAT coverage operates automatically regardless of fault attribution for urgent hospitalization and statutory benefits.
To support full civil claims for lost earnings, medical expenses, and personal injury, police crash inspection and blood-alcohol testing must occur promptly.
Article 1970 imposes strict joint liability on both driver and registered vehicle owner.
Procedural Criteria & Legal Rationale
Immediate medical care comes first: mandatory SOAT insurance covers emergency treatment without prior fault investigation.
Requesting PNP Traffic Police intervention within the first four hours preserves vital toxicology and crash reconstruction evidence.
Vehicle owners are jointly and severally liable with drivers under Article 1970 strict liability for risky activities.